Avery County property record for 547 Main St E, Banner Elk, NC 28604
| Property Type | Commercial |
|---|---|
| Details | 7,200 sqft · built 1974 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Aug 2001) |
| Tax Bill | $1,605 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 37262 |
| Primary APN | 37262 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 7,200 sqft Total Area |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Metal |
| Construction Type | Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Footing |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 61,855 sqft (1.42 acres) |
| Lot Dimensions | 204 ft deep x 88 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 37262 |
|---|---|
| Street Address | 547 MAIN ST E |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1P |
| Legal Description | PLAT J. BALL |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1595, BANNER ELK, NC 28604-1595 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2001 · Amount on Record |
| Deed Sale | Aug 17, 2001 · Amount on Record |
| Deed Document Number | 0003451439 |
| Record Updated | Jun 8, 2026 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,605.00 (+115.15%) | $186,700 (-) Land $121,900 Building $64,800 | $186,700 (-) Land $121,900 Building $64,800 |
| 2023 | $746.00 | $186,700 (-) Land $121,900 Building $64,800 | $186,700 (-) Land $121,900 Building $64,800 |
| 2022 | $746.00 | $186,700 Land $121,900 Building $64,800 | $186,700 Land $121,900 Building $64,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BANNER ELK serves 1,164 people · EPA ID NC0106015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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