Avery County property record for 255 Main St E, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 16,740 sqft · built 2007 |
| Lot Size | 67.7 acres (2,949,012 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $29,421 (2025) |
| Deeds & Mortgages | May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1859-18-32-2183-00000 |
| Primary APN | 1859-18-32-2183-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 16,740 sqft Living Area |
| Gross Area | 18,360 sqft |
| 1st Floor Area | 9,350 sqft |
| Basement Area | 2,155 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 2,949,012 sqft (67.7 acres) |
| Garage Type | Attached |
| Garage Area | 1,620 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 175 sqft |
| Patio Area | 235 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 69581 |
|---|---|
| Street Address | 255 MAIN ST E |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 28.98 &MAIN HOUSE CITY LIMIT |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 930100 |
Source: Avery County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 696, BANNER ELK, NC 28604-0696 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 4, 2018 |
| Transfer Doc | 0005210304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 31, 2018 |
| Property Address | 255 MAIN ST E, BANNER ELK, NC 28604 |
| Document Number | 0005210304 |
| Book / Page | 000521 / 000304 |
| Instrument Date | May 4, 2018 |
| Instrument | 3079 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 696 BANNER ELK NC 286040696, BANNER ELK, NC 28604-0696 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,421.00 (+92.03%) | $3,830,300 (-) Land $572,300 Building $3,258,000 | $3,830,300 (-) Land $572,300 Building $3,258,000 |
| 2023 | $15,321.00 | $3,830,300 (-) Land $572,300 Building $3,258,000 | $3,830,300 (-) Land $572,300 Building $3,258,000 |
| 2022 | $15,321.00 | $3,830,300 Land $572,300 Building $3,258,000 | $3,830,300 Land $572,300 Building $3,258,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEES-MCRAE -SOUTH CAMPUS private · serves 99 people · EPA ID NC0106422 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | TOWN OF BANNER ELK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures