Howard County property record for 5662 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,779 sqft · built 2005 |
| Lot Size | 0.362 acres (15,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Mar 2024) |
| Tax Bill | $11,736 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-572081 |
| Primary APN | 06-572081 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Total Area |
| Basement Area | 1,055 sqft |
| Finished Basement | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,753 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 572081 |
|---|---|
| Street Address | 5662 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 2 15,753 SQ' 5662 WATERLOO RD WATERLOO ROAD PROPERTY |
| Legal Subdivision | WATERLOO ROAD PROP |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606606 |
5662 Waterloo Rd is owned and occupied by two individuals who bought it in March 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5662 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Prior Sale | Dec 22, 2003 · Amount on File |
| Deed Book / Page | 22300 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 27, 2024 |
| Property Address | 5662 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Document Number | 0223000071 |
| Book / Page | 22300 / 71 |
| Map Reference | PL 15699 |
| Instrument Date | Mar 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5662 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Document Number | 0002230079 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 22300/79 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5662 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AESTAR LLC |
| Name | Verified Name |
|---|
| Document Number | 0197240181 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 19724/181 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 5662 Waterloo Rd was $11,736 with a homeowner's exemption, up 3.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,736.00 (+3.59%) Homeowner's exemption | $771,167 (+3.43%) | $822,300 (+10.29%) Land $267,300 Building $555,000 |
| 2025 | $11,329.00 | $745,600 Land $237,300 Building $508,300 | $745,600 Land $237,300 Building $508,300 |
| 2023 | $623,867 | $745,600 Land $237,300 Building $508,300 | |
| 2022 | $6,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5662 Waterloo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5662 Waterloo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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