5660 Waterloo Rd, Columbia, MD 21045 Property Records

Howard County property record for 5660 Waterloo Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,552 sqft · built 2005
Lot Size	0.361 acres (15,742 sqft)
Owner	Individual Name on File
Tax Bill	$10,385 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-572103`

Property Details

APN / Parcel Number

Primary APN	`06-572103`
Alternative APN	`572103`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,742 sqft (0.361 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	775 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	572103
Street Address	5660 WATERLOO RD
City	COLUMBIA
State	MD
Zip	21045-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 3 15,742 SQ' 5660 WATERLOO RD WATERLOO ROAD PROPERTY
Legal Subdivision	WATERLOO ROAD PROP
Legal Lot Number	3
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2000
Census Tract	606606

Owner

5660 Waterloo Rd is owned and occupied by an individual who acquired it in June 2008.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5660 WATERLOO RD, COLUMBIA, MD 21045-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2008
Deed Sale	Jun 23, 2008
Prior Sale	May 24, 2004 · Amount on File
Deed Document Number	200886679
Deed Book / Page	11268 / 120
Prior Transfer Date	Jun 11, 2008
Prior Transfer Doc	0112680124
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Apr 26, 2021
Property Address	5660 WATERLOO RD, COLUMBIA, MD 21045-2627
Document Number	0204800213
Book / Page	20480 / 213
Map Reference	PL 15699
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	BRIGHT TITLE & SETTLEMENT SVCS LLC, BRIGHT TTL & SETMNT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5660 WATERLOO RD, COLUMBIA, MD 21045-2627

Mortgage

Document Number	0020480217
Date	Apr 26, 2021
Instrument	20480/217

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 5660 Waterloo Rd was $10,385 with a homeowner's exemption, down 4.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,385.00 (-4.55%) Homeowner's exemption	$816,567 (+2.19%)	$851,500 (+6.56%) Land $267,300 Building $584,200
2025	$10,880.00 (+5.24%) Homeowner's exemption	$799,100 Land $237,300 Building $561,800	$799,100 Land $237,300 Building $561,800
2024	$10,338.00
2023		$670,233	$799,100 Land $237,300 Building $561,800
2022	$6,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5660 Waterloo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5660 Waterloo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20