Howard County property record for 5654 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,862 sqft · built 1920 |
| Lot Size | 0.753 acres (32,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,500 (Jan 2003) |
| Tax Bill | $7,669 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-403638 |
| Primary APN | 06-403638 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,800 sqft (0.753 acres) |
| Porch | Slab |
| Porch Area | 702 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 403638 |
|---|---|
| Street Address | 5654 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 1 .7539 A 5654 WATERLOO ROAD BOULAND SUBD |
| Legal Subdivision | WATERLOO ROAD BOULAND SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606606 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5654 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2003 · Amount on Record |
| Deed Sale | Jan 21, 2003 · Amount on Record |
| Prior Sale | Jan 8, 2001 · Amount on Record |
| Deed Document Number | 20031342 |
| Deed Book / Page | 6799 / 494 |
| Record Updated | Sep 20, 2026 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,100 (+3.99%) | $622,500 (+11.98%) Land $275,900 Building $346,600 | |
| 2025 | $7,669.00 (+63.9%) Homeowner's exemption | $555,900 (+20.23%) Land $245,900 Building $310,000 | $555,900 (-) Land $245,900 Building $310,000 |
| 2023 | $462,367 | $555,900 Land $245,900 Building $310,000 | |
| 2022 | $4,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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