Howard County property record for 5674 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1958 |
| Lot Size | 0.512 acres (22,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2008) |
| Tax Bill | $5,234 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-390323 |
| Primary APN | 06-390323 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,320 sqft (0.512 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 390323 |
|---|---|
| Street Address | 5674 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 22,320 SQ' 5674 WATERLOO RD COLUMBIA |
| Legal Subdivision | ELLICOTT CITY |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606606 |
5674 Waterloo Rd is owned and occupied by an individual who bought it in May 2008.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5674 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2008 · Amount on File |
| Deed Sale | May 19, 2008 · Amount on File |
| Prior Sale | Sep 16, 2003 · Amount on File |
| Deed Document Number | 200885884 |
| Deed Book / Page | 11220 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5674 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INTITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0191460069 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 19146/069 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5674 WATERLOO RD, COLUMBIA, MD 21045-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0210000313 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 21000/313 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 5674 Waterloo Rd was $5,234 with a homeowner's exemption, down 5.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,234.00 (-5.25%) Homeowner's exemption | $395,800 (+3.75%) | $424,400 (+11.25%) Land $270,600 Building $153,800 |
| 2025 | $5,524.00 Homeowner's exemption | $381,500 Land $240,600 Building $140,900 | $381,500 Land $240,600 Building $140,900 |
| 2023 | $320,367 | $381,500 Land $240,600 Building $140,900 | |
| 2022 | $3,263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5674 Waterloo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5674 Waterloo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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