566 Palm Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 566 Palm Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 2011
Lot Size	0.186 acres (8,094 sqft)
Owner	Trust Name on File
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00464010-000000`

Property Details

APN / Parcel Number

Primary APN	`00464010-000000`
Alternative APNs	`22613900464010000000` `1567426`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,094 sqft (0.186 acres)
Lot Dimensions	107 ft deep x 51 ft wide
Porch	Slab
Porch Area	200 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1567426
Street Address	566 PALM DR
City	KEY LARGO
State	FL
Zip	33037-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 1 AND E1/2 LT OF 2 PAMELA VILLA KEY LARGO PB3-125 OR593-867 OR2530-426D/C OR3189-895
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	PAMELA VILLA
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2026
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

566 Palm Dr is owner-occupied and held in a trust since August 2022.

Source: Monroe County records, as of May 4, 2026

Owner of Record	Trust Name on File
Mailing Address	566 PALM DR, KEY LARGO, FL 33037-4525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 12, 2022
Transfer Doc	0031890895
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 15, 2022
Property Address	566 PALM DR, KEY LARGO, FL 33037-4525
Document Number	0031890895
Book / Page	3189 / 895
Map Reference	MB 3 PG 125
Instrument Date	May 16, 2022
Instrument	2387722
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 PALM DR, 566, KEY LARGO, FL 33037-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	566 PALM DR, KEY LARGO, FL 33037-4525

Tax Assessment & Valuation

The 2025 property tax bill for 566 Palm Dr was $2,205 with exemptions applied, up 4.5% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+4.45%) Homeowner's exemption Widower's exemption	$215,629	$490,479 Land $298,830 Building $191,649
2024	$2,111.00 (+6.24%)
2023	$1,987.00 (+2.9%) Senior Citizen's exemption	$203,449 (+3%)	$482,984 (+15.92%) Land $309,353 Building $173,631
2022	$1,931.00 Senior Citizen's exemption	$197,524	$416,649 Land $239,906 Building $176,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 566 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 566 Palm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20