Monroe County property record for 563 Palm Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,235 sqft · built 1953 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Mar 1999) |
| Tax Bill | $1,559 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00463650-000000 |
| Primary APN | 00463650-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 10,700 sqft (0.246 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 112 sqft |
| Patio Area | 90 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567060 |
|---|---|
| Street Address | 563 PALM DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LOTS 1 AND 2 PAMELA VILLA PB3-125 OR486-710 OR1535-1171 OR1567-737 OR1582-1667 OR2043-869L/E |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 563 PALM DR, KEY LARGO, FL 33037-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANITA SORENSEN |
| Jul 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 1999 · Amount on Record |
| Deed Sale | Mar 24, 1999 · Amount on Record |
| Deed Book / Page | 1567 / 737 |
| Last Transfer Date | Sep 15, 2004 |
| Transfer Doc | 0020430869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 563 PALM DR, KEY LARGO, FL 33037-4524 |
| Document Number | 0029501623 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | SUNSHINE TITLE/THE KEYS INC |
| Name | Verified Name |
|---|---|
| Address | 563 PALM DR KEY LARGO FL 330374524, KEY LARGO, FL 33037-4524 |
| Document Number | 0029501623 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 002950/001623 |
| Instrument | 2208185 |
| Name | ANITA SORENSEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 24, 2029 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 563 PALM DR, KEY LARGO, FL 33037-4524 |
| Document Number | 0028871991 |
| Book / Page | 002887 / 001991 |
| Instrument Date | Jul 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 563 PALM DR KEY LARGO FL 330374524, KEY LARGO, FL 33037-4524 |
| Document Number | 0028871991 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 002887/001991 |
| Instrument | 2151592 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 18, 2028 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,472 (+5.99%) | $476,567 (-3.74%) Land $317,148 Building $159,419 | |
| 2024 | $1,559.00 (+7.59%) | ||
| 2023 | $1,449.00 (+3.95%) Homeowner's exemption | $130,651 (+3%) | $495,084 (+18.34%) Land $351,281 Building $143,803 |
| 2022 | $1,394.00 Homeowner's exemption | $126,846 | $418,370 Land $272,422 Building $145,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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