Monroe County property record for 558 Palm Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,753 sqft · built 1995 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,554 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00464050-000000 |
| Primary APN | 00464050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,753 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 273 sqft |
| Porch | Florida Room |
| Porch Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567477 |
|---|---|
| Street Address | 558 PALM DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 5 PAMELA VILLA KEY LARGO PB3-125 OR373-197 OR949-2185 OR2760-2064/65 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 457 LIME DR, KEY LARGO, FL 33037-4559 |
| Owner Type | Company |
| Vesting | Trust, Corporate Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1985 |
| Deed Sale | Jun 1, 1985 |
| Deed Book / Page | 949 / 2185 |
| Last Transfer Date | Aug 9, 2015 |
| Transfer Doc | 0027602064 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541,779 (+5.21%) Land $278,200 Building $263,579 | $541,779 (+5.21%) Land $278,200 Building $263,579 | |
| 2024 | $4,554.00 (+9.23%) | ||
| 2023 | $4,169.00 (+11.32%) | $514,928 (+11.28%) Land $262,150 Building $252,778 | $514,928 (+11.28%) Land $262,150 Building $252,778 |
| 2022 | $3,745.00 | $462,730 Land $203,300 Building $259,430 | $462,730 Land $203,300 Building $259,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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