562 Palm Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 562 Palm Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,844 sqft · built 1974
Lot Size	0.184 acres (8,025 sqft)
Owner	Individual Name on File
Last Sale	$171,200 (Dec 2010)
Tax Bill	$4,244 (2024)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00464030-000000`

Property Details

APN / Parcel Number

Primary APN	`00464030-000000`
Alternative APNs	`22613900464030000000` `1567442`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 53 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Florida Room
Porch Area	912 sqft
Deck Area	500 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1567442
Street Address	562 PALM DR
City	KEY LARGO
State	FL
Zip	33037-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 W 1/2 LT 2 AND ALL LT 3 PAMELA VILLA PB3-125 KEY LARGO OR424-356/57 OR593-867 OR1344-416D/C OR1362-1274AFF OR1362-1275 OR1829-1505/12F/J OR1832-2221/23 OR2274-1630 OR2481-745C/T OR2494-1900/05
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	PAMELA VILLA
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2026
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

562 Palm Dr is owned by an individual who bought it in December 2010.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	438 LIME DR, KEY LARGO, FL 33037-4542
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2010 · Amount on File
Deed Sale	Dec 3, 2010 · Amount on File
Prior Sale	Aug 30, 2010
Deed Document Number	20101815392
Deed Book / Page	2494 / 1900
Prior Transfer Date	Feb 9, 2007
Prior Transfer Doc	0022741630
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	562 PALM DR, KEY LARGO, FL 33037-4525
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029371065
Date	Nov 26, 2018
Book Page	2937/1065
Instrument	2195456

Lender

Name	TD BANK NA
Type	Bank
Address	CHERRY HILL, NJ 08003

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$508,257 Land $300,456 Building $207,801	$508,257 Land $300,456 Building $207,801
2024	$4,244.00 (+8.04%)
2023	$3,928.00 (+12.94%)	$487,248 (+16.43%) Land $306,716 Building $180,532	$487,248 (+16.43%) Land $306,716 Building $180,532
2022	$3,478.00	$418,494 Land $237,861 Building $180,633	$418,494 Land $237,861 Building $180,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 562 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 562 Palm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20