5653 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5653 SE Harbor Ter, Stuart, FL 34997 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1971
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$460,000 (Jan 2016)
Tax Bill	$9,237 (2024)
Deeds & Mortgages	Jan 2026 Transfer Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-013-000-0037.1-9-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-0037.1-9-0000`
Alternative APNs	`48-38-41-013-000-00371-9` `38982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,402 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5653 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST LUCIE INLET HARBOR AMENDED (PB 4 PG 30) LOT 37 (LESS THAT NLY PART OF LOT 37 AS FOLLOWS; BEG NW COR OF LOT 37 SE ALG W/LN 75 FT NELY PARALLEL WITH N/LN 177.35 FT NE 100 FT TO E/LN NWLY 78.68 FT TO NE COR SWLY ALG N/LN 100 FT SW 153.57 FT TO THE PO
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Block	1
Legal Lot Number	37
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-013-000-0037.1-9-0000

Assessment roll updated August 27, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 37338, RALEIGH, NC 27627-7338
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 09, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2016 · Amount on Record
Deed Sale	Jan 29, 2016 · Amount on Record
Prior Sale	Dec 22, 2004 · Amount on Record
Deed Document Number	20162556281
Deed Book / Page	2832 / 1586
Last Transfer Date	Feb 27, 2018
Transfer Doc	0029792364
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 29, 2026
Property Address	5653 SE HARBOR TER, STUART, FL 34997-2540
Document Number	0035452900
Book / Page	3545 / 2900
Map Reference	MB 4 PG 30
Instrument Date	Jan 27, 2026
Instrument	3167608
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 37338, RALEIGH, NC 27627-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 37338, RALEIGH, NC 27627-7338

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 09, 2018
Property Address	5653 SE HARBOR TER, STUART, FL 34997-2540
Document Number	0029792364
Book / Page	002979 / 002364
Instrument Date	Feb 27, 2018
Instrument	2682963
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 37338 RALEIGH NC 276277338, RALEIGH, NC 27627-7338

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$551,010 (+14.3%) Land $344,250 Building $206,760	$551,010 (+7.03%) Land $344,250 Building $206,760
2024	$9,237.00 (+6.75%)
2023	$8,653.00 (+12.42%)	$482,086 (+1%)	$514,830 (+17.47%) Land $306,000 Building $208,830
2022	$7,697.00	$438,260 Land $267,750 Building $170,510	$438,260 Land $267,750 Building $170,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 167 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured 86 under condo master policies
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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