5644 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5644 SE Harbor Ter, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,028 sqft · built 1977
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Jun 1979)
Tax Bill	$7,422 (2024)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (moderate risk)
APN	`48-38-41-013-000-0036.2-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-0036.2-0-0000`
Alternative APNs	`48-38-41-013-000-00362-0` `38980`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	3,513 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,125 sqft (0.462 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	526 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5644 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST LUCIE INLET HARBOR AMENDED S1/2 OF LOT 36 (LESS W 81) & 1/40 INT IN PRIVATE PARK
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Block	1
Legal Lot Number	36
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-013-000-0036.2-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5644 SE HARBOR TER, STUART, FL 34997-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 1979 · Amount on Record
Deed Sale	Jun 01, 1979 · Amount on Record
Prior Sale	Jun 20, 1976 · Amount on Record
Deed Book / Page	467 / 2699
Last Transfer Date	Dec 17, 2025
Transfer Doc	0035382549
Record Updated	Jun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 17, 2025
Property Address	5644 SE HARBOR TER, STUART, FL 34997-2538
Document Number	0035382549
Book / Page	3538 / 2549
Map Reference	MB 4 PG 30
Instrument Date	Dec 17, 2025
Instrument	3161329
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5644 SE HARBOR TER, STUART, FL 34997-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5628 SE AULT AVE, STUART, FL 34997-6404

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,917 (+5.99%)	$1,277,300 (+26.39%) Land $945,000 Building $332,300
2024	$7,422.00 (+1.87%)
2023	$7,286.00 (+3.54%) Additional exemption filed	$452,808 (+3%)	$1,010,640 (+15.78%) Land $693,000 Building $317,640
2022	$7,037.00 Homeowner's exemption	$439,620	$872,900 Land $630,000 Building $242,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.