Martin County property record for 5584 SE Harbor Ter, Stuart, FL 34997 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1985 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,249 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-38-41-013-000-00300-5 |
| Primary APN | 48-38-41-013-000-00300-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 799 sqft |
| Deck Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 38973 |
|---|---|
| Street Address | 5584 SE HARBOR TER |
| City | STUART |
| State | FL |
| Zip | 34997-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST LUCIE INLET HARBOR AMENDED LOT 30 & 1/40 INT IN PRIVATE PARK |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 48 |
| Legal Subdivision | ST LUCIE INLET HARBOR |
| Legal Lot Number | 30 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1302 |
Source: Martin County records · APN 48-38-41-013-000-00300-5
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5584 SE HARBOR TER, STUART, FL 34997-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2016 |
| Deed Sale | Apr 28, 2016 |
| Prior Sale | Feb 02, 2016 · Amount on Record |
| Deed Document Number | 2570638 |
| Deed Book / Page | 02832 / 2884 |
| Record Updated | Jun 08, 2026 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343,662 (+5.99%) | $523,190 (+2.32%) Land $225,000 Building $298,190 | |
| 2024 | $5,249.00 (+2.08%) | ||
| 2023 | $5,142.00 (+3.65%) Additional exemption filed | $324,250 (+3%) | $511,340 (+12.31%) Land $225,000 Building $286,340 |
| 2022 | $4,961.00 Homeowner's exemption | $314,806 | $455,300 Land $236,250 Building $219,050 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 167 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 253 units insured 86 under condo master policies |
| Nearby Flood Claims | 16 (1994–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Oct 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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