5604 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5604 SE Harbor Ter, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1992
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Owner Names on File
Last Sale	$362,500 (Apr 2008)
Tax Bill	$3,368 (2024)
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-013-000-00320-1`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-00320-1`
Alternative APN	`38975`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,540 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38975
Street Address	5604 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST LUCIE INLET HARBOR AMENDED LOT 32 & 1/40 INT IN PRIVATE PARK
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Lot Number	32
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-013-000-00320-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5604 SE HARBOR TER, STUART, FL 34997-2538
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2008 · Amount on Record
Deed Sale	Apr 15, 2008 · Amount on Record
Prior Sale	Dec 23, 2002
Deed Document Number	2078425
Deed Book / Page	02322 / 0398
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,738 (+5.99%)	$555,930 (+4.18%) Land $225,000 Building $330,930
2024	$3,368.00 (+2.46%)
2023	$3,287.00 (+3.92%) Additional exemption filed	$212,988 (+3%)	$533,610 (+13.57%) Land $225,000 Building $308,610
2022	$3,163.00 Homeowner's exemption	$206,785	$469,850 Land $236,250 Building $233,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.