5647 Morris Thomas Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5647 Morris Thomas Rd, Duluth, MN 55810

Property Summary

Property Type	Commercial
Details	720 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$32,000 (Oct 2020)
Tax Bill	$674 (2026)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`395-0010-08830`

Property Details

APN / Parcel Number

Primary APN	`395-0010-08830`
Alternative APN	`1098872`

Interior

Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Loading Dock	108 sqft

Location & Zoning

Account Number	1098872
Street Address	5647 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55810
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THAT PART OF SE1/4 OF SW1/4, DESCRIBED ASFOLLOWS: COMMENCING AT THE SOUTHWEST CORNEROF SAID SE1/4 OF SW1/4; THENCE NORTH
Legal Range	15W
Legal Township	50N
Legal Section	29
Legal Subdivision	HERMANTOWN CITY OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1013
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4707 MORRIS THOMAS RD, DULUTH, MN 55811-3748
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Jul 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	20201394490
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	00A1359268
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 29, 2020
Property Address	5647 MORRIS THOMAS RD, DULUTH, MN 55810
Document Number	00A1394490
Instrument Date	Oct 15, 2020
Instrument	A1394490
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4707 MORRIS THOMAS RD DULUTH MN 558113748, DULUTH, MN 55811-3748

Mortgage

Document Number	A1394491
Date	Oct 29, 2020
Instrument	A1394491

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2019
Property Address	5647 MORRIS THOMAS RD, DULUTH, MN 55810
Document Number	00A1359268
Instrument Date	Jul 15, 2019
Instrument	A1359268
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$33.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 MUNGER SHAW RD SAGINAW MN 557799523, SAGINAW, MN 55779-9523

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$674.00 (+31.64%)
2025	$512.00 (+33.33%)	$33,800 (+128.38%) Land $20,900 Building $12,900	$33,800 (+128.38%) Land $20,900 Building $12,900
2024	$384.00	$14,800 (+19.35%) Land $4,500 Building $10,300	$14,800 (+19.35%) Land $4,500 Building $10,300
2022		$12,400 Land $3,900 Building $8,500	$12,400 Land $3,900 Building $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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