4735 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4735 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,472 sqft · built 2005
Lot Size	0.258 acres (11,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Apr 2015)
Tax Bill	$804 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0110-00335`

Property Details

APN / Parcel Number

Primary APN	`395-0110-00335`
Alternative APN	`987954`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,472 sqft Gross Area
1st Floor Area	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,242 sqft (0.258 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	987954
Street Address	4735 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH 1/2 SERIAL #
Legal Subdivision	PIEDMONT FARMS
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3010
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4735 MORRIS THOMAS RD, DULUTH, MN 55811-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Prior Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	2015956821
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4735 MORRIS THOMAS RD, DULUTH, MN 55811-3752
Document Number	00T1027561
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4735 MORRIS THOMAS RD HERMANTOWN MN 558113752, HERMANTOWN, MN 55811-3752

Mortgage

Document Number	00T1027561
Date	Aug 18, 2020
Instrument	T1027561

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (+1.26%) Homeowner's exemption
2025	$794.00 (-85.39%) Homeowner's exemption	$61,500 (+1.32%) Land $31,000 Building $30,500	$61,500 (+1.32%) Land $31,000 Building $30,500
2024	$5,436.00	$60,700 (-82.53%) Land $29,400 Building $31,300	$60,700 (-82.53%) Land $29,400 Building $31,300
2022		$347,500 Land $25,900 Building $321,600	$347,500 Land $25,900 Building $321,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Spectrum.

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