St. Louis County property record for 4739 Morris Thomas Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1929 |
| Lot Size | 1.03 acres (44,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jun 2016) |
| Tax Bill | $5,204 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0110-00350 |
| Primary APN | 395-0110-00350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Gross Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 44,994 sqft (1.03 acres) |
| Garage Area | 1,040 sqft |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1010902 |
|---|---|
| Street Address | 4739 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 AND 6 SERIAL # |
| Legal Subdivision | PIEDMONT FARMS |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0110-00350
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4739 MORRIS THOMAS RD, DULUTH, MN 55811-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY |
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2016 · Amount on Record |
| Deed Sale | Jun 22, 2016 · Amount on Record |
| Prior Sale | Sep 19, 2008 · Amount on Record |
| Deed Document Number | 2016972268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4739 MORRIS THOMAS RD, DULUTH, MN 55811-3752 |
| Document Number | 00T1035086 |
| Instrument Date | Dec 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4739 MORRIS THOMAS RD HERMANTOWN MN 558113752, HERMANTOWN, MN 55811-3752 |
| Document Number | 00T1035086 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | T1035086 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4739 MORRIS THOMAS RD, DULUTH, MN 55811-3752 |
| Document Number | 00T1020204 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4739 MORRIS THOMAS RD HERMANTOWN MN 558113752, HERMANTOWN, MN 55811-3752 |
| Document Number | 00T1020204 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | T1020204 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 02, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,204.00 (+7.57%) Homeowner's exemption | ||
| 2025 | $4,838.00 (+8.09%) Homeowner's exemption | $423,600 (+16.05%) Land $69,400 Building $354,200 | $423,600 (+16.05%) Land $69,400 Building $354,200 |
| 2024 | $4,476.00 | $365,000 (+23.23%) Land $66,000 Building $299,000 | $365,000 (+23.23%) Land $66,000 Building $299,000 |
| 2022 | $296,200 Land $58,300 Building $237,900 | $296,200 Land $58,300 Building $237,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 147 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AirFiber, Spectrum.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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