St. Louis County property record for 5959 Morris Thomas Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,246 sqft |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,578 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-0010-04824 |
| Primary APN | 530-0010-04824 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,246 sqft Gross Area |
| 1st Floor Area | 3,246 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 729 sqft |
| Porch | Slab |
| Porch Area | 1,848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1155342 |
|---|---|
| Street Address | 5959 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST 300.00 FEET OF SW1/4 OF SE1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 50N |
| Legal Section | 25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | SOLWAY |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 11102 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5959 MORRIS THOMAS RD, DULUTH, MN 55810-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5959 MORRIS THOMAS RD, DULUTH, MN 55810-9506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001465048 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 1465048 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 10.7% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Solway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,578.00 Homeowner's exemption | ||
| 2025 | $660,700 (+26.4%) Land $81,800 Building $578,900 | $660,700 (+26.4%) Land $81,800 Building $578,900 | |
| 2024 | $522,700 Land $78,700 Building $444,000 | $522,700 Land $78,700 Building $444,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
May also be available: Airfiber.
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