5556 Murphy Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5556 Murphy Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,205 sqft · built 2015
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2015)
Tax Bill	$3,499 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0488-03-0597`

Property Details

APN / Parcel Number

Primary APN	`0488-03-0597`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,205 sqft Heated Area
1st Floor Area	2,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	177,725 sqft (4.08 acres)
Lot Dimensions	436 ft deep x 505 ft wide
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5556 MURPHY RD
City	STEDMAN
State	NC
Zip	28391-9094
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	WILLIAM E DRAUGHON LO:11 SE:01 PL:0135-0142
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	3
Legal Lot Number	11
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1013
Census Tract	2702

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5556 MURPHY RD, STEDMAN, NC 28391-9094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	201526419
Deed Book / Page	9715 / 800
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5556 MURPHY RD, STEDMAN, NC 28391-9094
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110180401
Date	Feb 8, 2021
Book Page	11018/401
Instrument	5830

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5556 MURPHY RD, STEDMAN, NC 28391-9094
Document Number	0107040624
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5556 MURPHY RD STEDMAN NC 283919094, STEDMAN, NC 28391-9094

Mortgage

Document Number	0107040624
Date	Feb 28, 2020
Book Page	010704/000624
Instrument	7083

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,499.00
2025	$3,499.00 (+6.87%)	$514,140 (+34.38%) Land $42,353 Building $471,787	$514,140 (+34.38%) Land $42,353 Building $471,787
2024	$3,274.00 (+1.14%)	$382,599 (-) Land $23,926 Building $358,673	$382,599 (-) Land $23,926 Building $358,673
2023	$3,237.00 (+1.16%)	$382,599 Land $23,926 Building $358,673	$382,599 Land $23,926 Building $358,673
2022	$3,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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