Okaloosa County property record for 564 Rough Leaf Ln, Mary Esther, FL 32569 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,460 sqft Heated Area |
| Lot Size | 6,063 sqft (0.139 acres) |
| Garage | Finished, 400 sqft |
| Last Sale | $350,000 (2022) |
| Tax Bill | $2,961.00 (2025) |
| Primary APN | C56-000-596-0605-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,460 sqft Heated Area |
| Gross Area | 2,086 sqft Gross Area |
| 1st Floor | 1,460 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 6,063 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 126 sqft Patio |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 564 ROUGH LEAF LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2187 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 6 BLK E |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 23100 |
Source: Okaloosa County records · APN C56-000-596-0605-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2356 NEWMAN DR, CLOVIS, NM 88101-8303 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage JFQ LENDING INC |
| Apr 20, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Doc Number | 0003640316 |
| Deed Book / Page | 3640 / 316 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 29, 2022 |
| Property Address | 564 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187 |
| Document Number | 0036400316 |
| Book / Page | 3640 / 316 |
| Map Reference | MB 18 PG 22 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 3574723 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21555 HIGHWAY H, 21555, SEDALIA, MO 65301-1095 |
| Name | Verified Name |
|---|---|
| Address | 564 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187 |
| Document Number | 0003640317 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 3640/317 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 564 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 564 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187 |
| Document Number | 0035494853 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 3549/4853 |
| Instrument | 3459210 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 564 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187 |
| Document Number | 0034570629 |
| Book / Page | 003457 / 000629 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 3352815 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 564 ROUGH LEAF LN MARY ESTHER FL 325692187, MARY ESTHER, FL 32569-2187 |
| Document Number | 34570631 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003457/000631 |
| Instrument | 3352816 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 (-3.24%) | $248,761 (-0.59%) Land $69,630 Building $179,131 | $248,761 (-0.59%) Land $69,630 Building $179,131 |
| 2023 | $3,060.00 (+72.3%) | $250,232 (+34.09%) Land $56,017 Building $194,215 | $250,232 (+7.81%) Land $56,017 Building $194,215 |
| 2022 | $1,776.00 Homeowner's exemption | $186,611 | $232,112 Land $52,353 Building $179,759 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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