Okaloosa County property record for 560 Rough Leaf Ln, Mary Esther, FL 32569 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,651 sqft Living Area |
| Lot Size | 5,512 sqft (0.127 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2026) |
| Tax Bill | $1,678.00 (2025) |
Source: Okaloosa County records · APN C56-000-596-0607-9
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 ROUGH LEAF LN, MARY ESTHER, FL 32569-2186 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Feb 28, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Doc Number | 20263819182 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 28, 2026 |
| Property Address | 560 ROUGH LEAF LN, MARY ESTHER, FL 32569-2186 |
| Document Number | 0003819182 |
| Instrument Date | May 28, 2026 |
| Instrument | 20263819182 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243,915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 ROUGH LEAF LN, MARY ESTHER, FL 32569-2186 |
| Document Number | 0003819183, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20263819183 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 560 ROUGH LEAF LN, MARY ESTHER, FL 32569-2186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035114979 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 3511/4979 |
| Instrument | 3414699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Apr 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 560 ROUGH LEAF LN, MARY ESTHER, FL 32569-2186 |
| Document Number | 0032890330 |
| Book / Page | 003289 / 000330 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 3120168 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 560 ROUGH LEAF LN MARY ESTHER FL 325692186, MARY ESTHER, FL 32569-2186 |
| Document Number | 32890332 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 003289/000332 |
| Instrument | 3120169 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (+4.68%) Homeowner's exemption | $180,078 (+5.99%) | $272,722 (-0.17%) Land $69,630 Building $203,092 |
| 2023 | $1,603.00 (+5.67%) Homeowner's exemption | $169,906 (+3%) | $273,197 (+8.05%) Land $56,017 Building $217,180 |
| 2022 | $1,517.00 Homeowner's exemption | $164,957 | $252,846 Land $52,353 Building $200,493 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-596-0607-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 2,241 sqft Gross Area |
| 1st Floor | 1,651 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 5,512 sqft (0.127 acres) |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 126 sqft Patio |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 560 ROUGH LEAF LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2186 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 8 BLK E |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 23100 |
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