Okaloosa County property record for 561 Rough Leaf Ln, Mary Esther, FL 32569 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,644 sqft · built 2002 |
| Lot Size | 0.12 acres (5,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,500 (Sep 2021) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-0556-8 |
| Primary APN | C56-000-596-0556-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,644 sqft Heated Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 1,644 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,261 sqft (0.12 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 561 ROUGH LEAF LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 24 BLK B |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 23100 |
Source: Okaloosa County records · APN C56-000-596-0556-8
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 561 ROUGH LEAF LN, MARY ESTHER, FL 32569-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Oct 22, 2014 · Amount on Record |
| Deed Document Number | 3490712 |
| Deed Book / Page | 3575 / 2942 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 561 ROUGH LEAF LN, MARY ESTHER, FL 32569-2184 |
| Document Number | 0035752942 |
| Book / Page | 3575 / 2942 |
| Map Reference | MB 18 PG 22 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 3490712 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,180.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 561 ROUGH LEAF LN, 561, MARY ESTHER, FL 32569-2184 |
| Name | Verified Name |
|---|---|
| Address | 139 SIMPSON AVE # 109, 109, HURLBURT FIELD, FL 32544-5448 |
| Document Number | 35752944 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 3575/2944 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 561 ROUGH LEAF LN, MARY ESTHER, FL 32569-2184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0035134735 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3513/4735 |
| Instrument | 3416926 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Dec 01, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 561 ROUGH LEAF LN, MARY ESTHER, FL 32569-2184 |
| Document Number | 0033883692 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 561 ROUGH LEAF LN MARY ESTHER FL 325692184, MARY ESTHER, FL 32569-2184 |
| Document Number | 0033883692 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 003388/003692 |
| Instrument | 3264024 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,323.00 (-3.26%) | $279,207 (-0.6%) Land $69,630 Building $209,577 | $279,207 (-0.6%) Land $69,630 Building $209,577 |
| 2023 | $3,435.00 (+10.27%) | $280,891 (+8.06%) Land $56,017 Building $224,874 | $280,891 (+8.06%) Land $56,017 Building $224,874 |
| 2022 | $3,115.00 | $259,947 Land $52,353 Building $207,594 | $259,947 Land $52,353 Building $207,594 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures