568 Rough Leaf Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 568 Rough Leaf Ln, Mary Esther, FL 32569 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 2001
Lot Size0.139 acres (6,063 sqft)
Owner2 Individual Names on File
Last Sale$244,500 (Apr 2006)
Tax Bill$1,454 (2025)
Deeds & MortgagesOct 2021 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APNC56-000-596-0603-8

Property Details

APN / Parcel Number

Primary APNC56-000-596-0603-8
Alternative APNs
  • 21-2S-25-3309-000E-0040
  • 25S2213309000E0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,166 sqft
1st Floor Area1,610 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area6,063 sqft (0.139 acres)
Garage TypeAttached
Garage Area380 sqft
PorchSlab
Porch Area36 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address568 ROUGH LEAF LN
CityMARY ESTHER
StateFL
Zip32569-2187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD EST S/D LOT 4 BLK E
Legal Range25W
Legal Township02S
Legal Section21
Legal SubdivisionWATERFORD EST S/D
Legal BlockE
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2026
Census Tract23100

Owner

Source: Okaloosa County records · APN C56-000-596-0603-8

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address588 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Gift Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 30, 2021Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2006 · Amount on Record
Deed SaleApr 25, 2006 · Amount on Record
Prior SaleSep 05, 2001 · Amount on Record
Deed Document Number20062323704
Deed Book / Page2703 / 3386
Last Transfer DateOct 20, 2021
Transfer Doc0035834214
Record UpdatedJun 08, 2026

October 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionOKALOOSA FL
Recording DateOct 29, 2021
Property Address568 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187
Document Number0035834214
Book / Page3583 / 4214
Map ReferenceMB 18 PG 22
Instrument DateOct 20, 2021
Instrument3501213
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address568 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 30, 2021
Property Address568 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187
Document Number0035353283
Book / Page3535 / 3283
Map ReferenceMB 18 PG 22
Instrument DateFeb 14, 2021
Instrument3442048
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address568 ROUGH LEAF LN, MARY ESTHER, FL 32569-2187

Mortgage

Document Number35353285
DateMar 30, 2021
Instrument3535/3285
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueMar 01, 2046

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,454.00 (+4.91%) Homeowner's exemption$161,273 (+5.99%)$265,220 (-0.18%) Land $69,630 Building $195,590
2023$1,386.00 (+5.8%) Homeowner's exemption$152,163 (+3%)$265,685 (+7.94%) Land $56,017 Building $209,668
2022$1,310.00 Homeowner's exemption$147,731$246,134 Land $52,353 Building $193,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910231002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 259 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021, other causes
Claims By Storm
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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