564 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 564 Clark St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Aug 2001)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-351-009`

Property Details

APN / Parcel Number

Primary APN	`06-11-351-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,080 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	564 CLARK ST
City	ELGIN
State	IL
Zip	60123-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STELFORDS ADDN LOT 8 BLOCK 6
Legal Subdivision	STELFORDS ADDN
Legal Block	6
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	564 CLARK ST, ELGIN, IL 60123-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 4, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2001 · Amount on Record
Deed Sale	Aug 9, 2001 · Amount on Record
Deed Document Number	200181589
Last Transfer Date	Mar 12, 2024
Transfer Doc	0000008125
Record Updated	Oct 29, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2024
Property Address	564 CLARK ST, ELGIN, IL 60123-2747
Document Number	0000008125
Instrument Date	Mar 12, 2024
Instrument	2024K008125
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CLARK ST, ELGIN, IL 60123-2747

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	564 CLARK ST, ELGIN, IL 60123-2747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000419
Date	Jan 4, 2017
Instrument	2017K000419

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 29, 2031

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (+15.79%)	$75,856 (+8.57%) Land $16,394 Building $59,462	$227,659 (+8.57%) Land $49,202 Building $178,457
2024		$69,868 (+21.39%) Land $15,100 Building $54,768	$209,688 (+21.44%) Land $45,318 Building $164,370
2022	$4,470.00 (+4.81%) Homeowner's exemption	$57,555 (+6.96%) Land $12,439 Building $45,116	$172,665 (+6.96%) Land $37,317 Building $135,348
2021	$4,265.00 Homeowner's exemption	$53,810 Land $11,630 Building $42,180	$161,430 Land $34,890 Building $126,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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