550 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 550 Clark St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,089 sqft · built 1918
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Dec 2003)
Tax Bill$5,278 (2025)
Flood ZoneZone X (minimal risk)
APN06-11-353-001

Property Details

APN / Parcel Number

Primary APN06-11-353-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,089 sqft Living Area
Gross Area2,178 sqft
1st Floor Area1,089 sqft
Basement Area1,089 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleRanch
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address550 CLARK ST
CityELGIN
StateIL
Zip60123-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTELFORDS ADDN LOT 6 BLOCK 1
Legal SubdivisionSTELFORDS ADDN
Legal Block1
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2023
Census Tract851000

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address550 CLARK ST, ELGIN, IL 60123-2705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2003 · Amount on Record
Deed SaleDec 19, 2003 · Amount on Record
Prior SaleFeb 5, 2001 · Amount on Record
Deed Document Number2003217398
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,278.00 (+15.8%) Homeowner's exemption
2024$71,101 (+21.39%) Land $15,100 Building $56,001$213,388 (+21.44%) Land $45,318 Building $168,070
2022$4,558.00 (+4.78%) Homeowner's exemption$58,571 (+6.96%) Land $12,439 Building $46,132$175,713 (+6.96%) Land $37,317 Building $138,396
2021$4,350.00 Homeowner's exemption$54,760 Land $11,630 Building $43,130$164,280 Land $34,890 Building $129,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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