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555 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 555 Clark St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Oct 2021)
Tax Bill$4,993 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-352-008

Property Details

APN / Parcel Number

Primary APN06-11-352-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,872 sqft
1st Floor Area936 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address555 CLARK ST
CityELGIN
StateIL
Zip60123-2749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTELFORDS ADDN LOT 1 BLOCK 3
Legal SubdivisionSTELFORDS ADDN
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address555 CLARK ST, ELGIN, IL 60123-2749
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number202175139
Prior Transfer DateJun 20, 2004
Prior Transfer Doc0000081527
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 5, 2021
Property Address555 CLARK ST, ELGIN, IL 60123-2749
Document Number0000075139
Instrument DateOct 4, 2021
Instrument2021K075139
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address555 CLARK ST, ELGIN, IL 60123-2749

Mortgage

Document Number0000075140
DateOct 5, 2021
Instrument2021K075140
Lender
NameBLUELEAF LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,993.00 (+15.79%) Homeowner's exemption$73,450 (+8.57%) Land $13,590 Building $59,860$220,438 (+8.57%) Land $40,786 Building $179,652
2024$67,652 (+21.39%) Land $12,517 Building $55,135$203,037 (+21.44%) Land $37,566 Building $165,471
2022$4,312.00 (+4.84%) Homeowner's exemption$55,729 (+6.96%) Land $10,311 Building $45,418$167,187 (+6.96%) Land $30,933 Building $136,254
2021$4,113.00 Homeowner's exemption$52,103 Land $9,640 Building $42,463$156,309 Land $28,920 Building $127,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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