Kane County property record for 524 Clark St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 842 sqft · built 1923 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Sep 1998) |
| Tax Bill | $3,529 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-353-003 |
| Primary APN | 06-11-353-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 842 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 842 sqft |
| Basement Area | 842 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 524 CLARK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STELFORDS ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | STELFORDS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 851000 |
524 Clark St is owned and occupied by two individuals who bought it in September 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 CLARK ST, ELGIN, IL 60123-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 1998 · Amount on File |
| Deed Sale | Sep 22, 1998 · Amount on File |
| Prior Sale | Sep 13, 1996 · Amount on File |
| Deed Document Number | 199885793 |
| Prior Transfer Date | Sep 12, 1996 |
| Prior Transfer Doc | 0000065707 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 524 Clark St was $3,529 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,529.00 Homeowner's exemption Senior Citizen's exemption | $67,600 (+8.57%) Land $16,394 Building $51,206 | $202,881 (+8.57%) Land $49,202 Building $153,679 |
| 2024 | $62,264 Land $15,100 Building $47,164 | $186,867 Land $45,318 Building $141,549 | |
| 2022 | $3,493.00 (+5.98%) Homeowner's exemption | $51,291 (+6.96%) Land $12,439 Building $38,852 | $153,873 (+6.96%) Land $37,317 Building $116,556 |
| 2021 | $3,296.00 Homeowner's exemption | $47,954 Land $11,630 Building $36,324 | $143,862 Land $34,890 Building $108,972 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 524 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 524 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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