5621 Gem Dr, Howell, MI 48855 Property Records

Livingston County property record for 5621 Gem Dr, Howell, MI 48855

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,368 sqft · built 2016
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-201-039`

Property Details

APN / Parcel Number

Primary APN	`07-04-201-039`
Alternative APN	`470704201039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	50,094 sqft (1.15 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5621 GEM DR
City	HOWELL
State	MI
Zip	48855-8358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AR
Legal Description	SEC 4 T3N R5E DIAMOND GLEN SITE CONDOMINIUM UNIT #39 LCCP # 356 5/06
Legal Range	05E
Legal Township	03N
Legal Section	04
Legal Subdivision	DIAMOND GLEN SITE CONDO
Legal Unit	39
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1006
Census Tract	712102

Owner

Source: Livingston County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5621 GEM DR, HOWELL, MI 48855-8358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 2, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 3, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	202037152
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 19, 2020
Property Address	5621 GEM DR, HOWELL, MI 48855-8358
Document Number	0000037152
Instrument Date	Oct 6, 2020
Instrument	37152
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4416 ASTER BLVD HOWELL MI 488436523, HOWELL, MI 48843-6523

Mortgage

Document Number	37153
Date	Oct 19, 2020
Instrument	37153

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5621 GEM DR, HOWELL, MI 48855-8358
Document Number	0000003216
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5621 GEM DR HOWELL MI 488558358, HOWELL, MI 48855-8358

Mortgage

Document Number	0000003216
Date	Jan 30, 2020
Instrument	3216

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5621 GEM DR, HOWELL, MI 48855-8358
Document Number	0000020979
Instrument Date	Jul 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5621 GEM DR HOWELL MI 488558358, HOWELL, MI 48855-8358

Mortgage

Document Number	0000020979
Date	Jul 19, 2017
Instrument	20979

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 3, 2017
Property Address	5621 GEM DR, HOWELL, MI 48855-8358
Document Number	0000006405
Instrument Date	Feb 24, 2017
Instrument	6405
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8582 PINNEBOG RIVER DR FOWLERVILLE MI 488368628, FOWLERVILLE, MI 48836-8628

Mortgage

Document Number	6406
Date	Mar 3, 2017
Instrument	6406

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,100 (+18.58%)	$472,200 (+18.58%)
2025	$4,856.00 (+38.66%)
2023		$199,100
2021			$398,200
2019	$3,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

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