5554 Gem Dr, Howell, MI 48855 Property Records

Livingston County property record for 5554 Gem Dr, Howell, MI 48855

Property Summary

Property Type	Condominium
Details	5 bd · 3.5 ba · 3,384 sqft · built 2017
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2020)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Oct 2020 Transfer May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-201-009`

Property Details

APN / Parcel Number

Primary APN	`07-04-201-009`
Alternative APN	`470704201009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,384 sqft Living Area
1st Floor Area	1,852 sqft
Basement Area	1,852 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	50,094 sqft (1.15 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5554 GEM DR
City	HOWELL
State	MI
Zip	48855-8394
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AR
Legal Description	SEC 4 T3N R5E DIAMOND GLEN SITE CONDOMINIUM UNIT #9 LCCP # 356 5/06
Legal Range	05E
Legal Township	03N
Legal Section	04
Legal Subdivision	DIAMOND GLEN SITE CONDO
Legal Unit	9
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1003
Census Tract	712102

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5554 GEM DR, HOWELL, MI 48855-8394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Aug 21, 2017	Deed of Trust, Mortgage MB FIN'L BK
Mar 10, 2017	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	202014280
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0000034607
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 2, 2020
Property Address	5554 GEM DR, HOWELL, MI 48855-8394
Document Number	0000034607
Instrument Date	May 4, 2020
Instrument	34607
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5554 GEM DR HOWELL MI 488558394, HOWELL, MI 48855-8394

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 7, 2020
Property Address	5554 GEM DR, HOWELL, MI 48855-8394
Document Number	0000014280
Instrument Date	May 1, 2020
Instrument	14280
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 HEATHER GLENS CT HOWELL MI 488436782, HOWELL, MI 48843-6782

Mortgage

Document Number	14281
Date	May 7, 2020
Instrument	14281

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5554 GEM DR, HOWELL, MI 48855-8394
Document Number	0000025466
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9687 ROSEMARY LN BRIGHTON MI 481148658, BRIGHTON, MI 48114-8658

Mortgage

Document Number	0000025466
Date	Aug 30, 2017
Instrument	25466

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 40105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 10, 2017
Property Address	5554 GEM DR, HOWELL, MI 48855-8394
Document Number	0000007054
Instrument Date	Nov 15, 2016
Instrument	7054
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9687 ROSEMARY LN BRIGHTON MI 481148658, BRIGHTON, MI 48114-8658

Mortgage

Document Number	7055
Date	Mar 10, 2017
Instrument	7055

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	2186 E CENTRE ST, PORTAGE, MI 49002

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,900 (+19.9%)	$627,800 (+19.9%)
2025	$6,415.00 (+42.97%)
2023		$261,800
2021			$523,600
2019	$4,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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