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5530 Gem Dr, Howell, MI 48855 Property Records

Livingston County property record for 5530 Gem Dr, Howell, MI 48855 · Last verified August 2026

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,678 sqft · built 2016
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on File
Tax Bill$4,053 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-04-201-010

Property Details

APN / Parcel Number

Primary APN07-04-201-010
Alternative APN
  • 470704201010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,678 sqft Living Area
1st Floor Area1,678 sqft
Basement Area1,678 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Lot Area50,094 sqft (1.15 acres)
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5530 GEM DR
CityHOWELL
StateMI
Zip48855-8394
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSEC 4 T3N R5E DIAMOND GLEN SITE CONDOMINIUM UNIT #10 LCCP # 356 5/06
Legal Range05E
Legal Township03N
Legal Section04
Legal SubdivisionDIAMOND GLEN SITE CONDO
Legal Unit10
JurisdictionLIVINGSTON MI
Township / Civil DivisionOCEOLA
Census Block Group1
Census Block1003
Census Tract712102

Owner

Source: Livingston County records · APN 07-04-201-010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5530 GEM DR, HOWELL, MI 48855-8394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
WILDFIRE CU
Mar 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 10, 2017Deed of Trust, Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 12, 2024
Transfer Doc0000012706
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address5530 GEM DR, HOWELL, MI 48855-8394
Transaction TypeMortgage
Record UpdatedJan 04, 2022
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5530 GEM DR, HOWELL, MI 48855-8394

Mortgage

Document Number0000050138
DateDec 16, 2021
Instrument2021R-050138
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateMar 15, 2017
Property Address5530 GEM DR, HOWELL, MI 48855-8394
Document Number0000007573
Instrument DateMar 10, 2017
Instrument7573
Transaction TypeTransfer
Record UpdatedMay 04, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,484.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9000 SOBER RD FOWLERVILLE MI 488369402, FOWLERVILLE, MI 48836-9402

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address5530 GEM DR, HOWELL, MI 48855-8394
Document Number0000007574
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9000 SOBER RD FOWLERVILLE MI 488369402, FOWLERVILLE, MI 48836-9402

Mortgage

Document Number0000007574
DateMar 15, 2017
Instrument7574
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressHEIGHTS, MI 48314
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionOceola Township
Unified School DistrictHowell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$223,400 (+19.98%)$446,800 (+19.98%)
2025$4,053.00 (+28.18%)
2023$186,200
2021$372,400
2019$3,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937121021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1989)
Most Recent ClaimJun 1989, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber1,000 / 1,000

May also be available at this address: AT&T, Verizon, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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