5617 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5617 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1990
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Jan 2020)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-108-009`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-108-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	636 sqft
2nd Floor Area	632 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5617 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 70.00 X 120.00
Legal Subdivision	WILLIAMSBURG HEIGHTS SUBDIVISION #6
Legal Tract	2
Legal Block	108
Legal Lot Number	196
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3007
Census Tract	24200

Owner

5617 Independence Dr is owned and occupied by an individual who bought it in January 2020.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5617 INDEPENDENCE DR, LORAIN, OH 44053-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE CORP
Jan 16, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Prior Sale	Aug 28, 2001 · Amount on File
Deed Document Number	2020000296
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5617 INDEPENDENCE DR, LORAIN, OH 44053-3216
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837983
Date	Sep 7, 2021
Instrument	2021-0837983

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 16, 2020
Property Address	5617 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000745902
Instrument Date	Jan 10, 2020
Instrument	745902
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	INFINITE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5617 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

Mortgage

Document Number	745903
Date	Jan 16, 2020
Instrument	745903

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Mortgage

Document Number	745904,
Date	Jan 16, 2020
Instrument	745904

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5617 Independence Dr was $2,105.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00	$49,860 (%) Land $12,780 Building $37,080	$142,460 (-) Land $36,510 Building $105,950
2024	$2,105.00 (+1.49%)	$49,862 (+18.39%) Land $12,779 Building $37,083	$142,460 (+18.39%) Land $36,510 Building $105,950
2023	$2,074.00 (+4.17%)	$42,116 (+0.01%) Land $10,623 Building $31,493	$120,330 Land $30,350 Building $89,980
2022	$1,991.00	$42,110 Land $10,620 Building $31,490
2021			$120,330 Land $30,350 Building $89,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5617 Independence Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5617 Independence Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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