5611 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5611 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Apr 2026)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-108-008`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-108-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	992 sqft
Basement Area	440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5611 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 60 X 120
Legal Subdivision	WILLIAMSBURG HTS 6
Legal Tract	02
Legal Block	108
Legal Lot Number	195
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3007
Census Tract	24200

Owner

Source: Lorain County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Oct 12, 2023	Survivorship Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 24, 2020	Deed of Trust, Mortgage AMERICAN MIDWEST MTG
May 15, 2019	Grant Deed, Transfer · Conventional with PMI AMERICAN MIDWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	202690479
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 2, 2026
Property Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000090479
Instrument Date	Mar 30, 2026
Instrument	202690479
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,959.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216

Mortgage

Document Number	0000090531,
Date	Apr 2, 2026
Instrument	202690531

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 12, 2023
Property Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000932353
Map Reference	VOL 31 OG 28
Instrument Date	Oct 11, 2023
Instrument	2023-0932353
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216

Mortgage

Document Number	0000932354
Date	Oct 12, 2023
Instrument	2023-0932354

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000754805
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5611 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

Mortgage

Document Number	0000754805
Date	Mar 31, 2020
Instrument	754805

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2040

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 15, 2019
Property Address	5611 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000714617
Instrument Date	Mar 10, 2019
Instrument	714617
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5611 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

Mortgage

Document Number	714618
Date	May 15, 2019
Instrument	714618

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (+1.58%)	$64,070 (+0.01%) Land $10,960 Building $53,110	$183,040 (-) Land $31,300 Building $151,740
2024	$2,663.00 (+46.64%)	$64,064 (+73.76%) Land $10,955 Building $53,109	$183,040 (+73.76%) Land $31,300 Building $151,740
2023	$1,816.00 (+4.19%)	$36,870 (-) Land $9,104 Building $27,766	$105,340 (-) Land $26,010 Building $79,330
2022	$1,743.00	$36,870 Land $9,100 Building $27,770
2021			$105,340 Land $26,010 Building $79,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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