5602 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5602 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1979
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (May 2020)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003473-1`

Property Details

APN / Parcel Number

Primary APN	`003473-1`
Alternative APN	`02-02-004-107-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,280 sqft
Basement Area	704 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003473-1
Street Address	5602 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 65 X 130 LOT # 182
Legal Subdivision	WILLIAMSBURG HTS 6
Legal Tract	02
Legal Block	107
Legal Lot Number	182
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3006
Census Tract	24200

Owner

Source: Lorain County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5602 INDEPENDENCE DR, LORAIN, OH 44053-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 15, 2020	Grant Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	2020760522
Prior Transfer Date	Nov 2, 2015
Prior Transfer Doc	0000565058
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5602 INDEPENDENCE DR, LORAIN, OH 44053-3217
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5602 INDEPENDENCE DR, LORAIN, OH 44053-3217

Mortgage

Document Number	0000933557
Date	Oct 24, 2023
Instrument	2023-0933557

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 15, 2020
Property Address	5602 INDEPENDENCE DR, LORAIN, OH 44053-3217
Document Number	0000760522
Instrument Date	May 15, 2020
Instrument	760522
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5602 INDEPENDENCE DR LORAIN OH 440533217, LORAIN, OH 44053-3217

Mortgage

Document Number	760523
Date	May 15, 2020
Instrument	760523

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00	$64,450 (%) Land $12,390 Building $52,060	$184,150 (-) Land $35,410 Building $148,740
2024	$2,721.00 (+24.36%)	$64,453 (+45.09%) Land $12,394 Building $52,059	$184,150 (+45.09%) Land $35,410 Building $148,740
2023	$2,188.00 (+4.19%)	$44,422 (+%) Land $10,304 Building $34,118	$126,920 (-) Land $29,440 Building $97,480
2022	$2,100.00	$44,420 Land $10,300 Building $34,120
2021			$126,920 Land $29,440 Building $97,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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