5605 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5605 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1980
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-108-007`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-108-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,188 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5605 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 60 X 120
Legal Subdivision	WILLIAMSBURG HEIGHTS NO 6 SUBDIVISION
Legal Tract	2
Legal Block	108
Legal Lot Number	194
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3007
Census Tract	24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5605 INDEPENDENCE DR, LORAIN, OH 44053-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 27, 2012
Last Transfer Date	Oct 27, 2017
Transfer Doc	0000649569
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5605 INDEPENDENCE DR, LORAIN, OH 44053-3216
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000923100
Date	Jul 21, 2023
Instrument	2023-0923100

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5605 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000680224
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

Mortgage

Document Number	0000680224
Date	Jul 18, 2018
Instrument	680224

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 27, 2017
Property Address	5605 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000649569
Instrument Date	Sep 28, 2017
Instrument	649569
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5605 INDEPENDENCE DR, LORAIN, OH 44053-3216
Document Number	0000645044
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5605 INDEPENDENCE DR LORAIN OH 440533216, LORAIN, OH 44053-3216

Mortgage

Document Number	0000645044
Date	Sep 21, 2017
Instrument	645044

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00	$58,930 (+0.01%) Land $10,960 Building $47,970	$168,350 (-) Land $31,300 Building $137,050
2024	$2,608.00 (+18.55%)	$58,923 (+35.07%) Land $10,955 Building $47,968	$168,350 (+35.07%) Land $31,300 Building $137,050
2023	$2,200.00 (+4.02%)	$43,625 (+0.01%) Land $9,104 Building $34,521	$124,640 (-) Land $26,010 Building $98,630
2022	$2,115.00	$43,620 Land $9,100 Building $34,520
2021			$124,640 Land $26,010 Building $98,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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