56165 Woodridge, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56165 Woodridge, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1994
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Trust Names on File
Last Sale	$230,000 (Nov 2011)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-006-004-80`

Property Details

APN / Parcel Number

Primary APN	`009-006-004-80`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,016 sqft Building Perimeter
1st Floor Area	1,344 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	236 ft deep x 162 ft wide
Garage Area	1,016 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56165 WOODRIDGE
City	THREE RIVERS
State	MI
Zip	49093-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 66 FT E & 625 FT S OF NW COR SEC 6 T6S R11W TH S 189.83 FT TO POB TH S 162.29 FT TH E 236.35 FT TH N 162.29 FT TH W 236.3
Legal Range	11W
Legal Township	06S
Legal Section	06
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1000
Census Tract	40100

Owner

56165 Woodridge is owner-occupied and held in a trust since March 2025.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CU
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2011 · Amount on File
Deed Sale	Nov 30, 2011 · Amount on File
Prior Sale	Sep 7, 2007 · Amount on File
Deed Book / Page	1634 / 426
Last Transfer Date	Mar 28, 2025
Transfer Doc	2025002310
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420

Mortgage

Document Number	2022001629
Date	Feb 18, 2022
Instrument	2022001629

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1861/0763
Date	Mar 13, 2017
Book Page	1861/0763

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008765
Date	Dec 17, 2020
Instrument	2020008765

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56165 WOODRIDGE, THREE RIVERS, MI 49093-8420
Transaction Type	Mortgage
Record Updated	Oct 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1976/0846
Date	Sep 27, 2019
Book Page	1976/0846

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56165 Woodridge was $1,033 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,400 (+3.58%)	$450,800 (+3.58%)
2025	$1,033.00 Homeowner's exemption	$217,600 Land $9,600 Building $208,000	$435,200 Land $19,200 Building $416,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56165 Woodridge in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56165 Woodridge is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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