St. Charles County property record for 5616 Wavecrest Cir, Saint Charles, MO 63304 · Last verified January 2024
| Property Type | Row House |
|---|---|
| Details | 3 bd · 3 ba · 1,770 sqft · built 2008 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $256,000 (Aug 2022) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T091500064 |
| Primary APN | T091500064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 144 sqft |
| Account Number | T091500064 |
|---|---|
| Old Parcel Number | T091500064 |
| Street Address | 5616 WAVECREST CIR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8045 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | TERRACE AT COLUMBUS POINTE LOT 57 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TERRACE AT COLUMBUS POINTE |
| Legal Lot Number | 57 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311114 |
Source: St. Charles County records · APN T091500064
Assessment roll updated July 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5616 WAVECREST CIR, SAINT CHARLES, MO 63304-8045 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Aug 03, 2015 · Amount on Record |
| Deed Document Number | 0202244736 |
| Deed Book / Page | 2022 / 44736 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 12, 2022 |
| Property Address | 5616 WAVECREST CIR, SAINT CHARLES, MO 63304-8045 |
| Document Number | 0000044736 |
| Map Reference | MB 45 PG 273 |
| Instrument Date | Aug 09, 2022 |
| Instrument | 2022R-044736 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4630 HERBST RD, VILLA RIDGE, MO 63089 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5616 WAVECREST CIR, SAINT CHARLES, MO 63304-8045 |
| Document Number | 0000044737 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022R-044737 |
| Name | WEST GATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $45,867 | |
| 2022 | $241,406 Building $241,406 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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