1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Wavecrest Cir

5612 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5612 Wavecrest Cir, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,564 sqft · built 2011
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Tax Bill$2,848 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT091500066

Property Details

APN / Parcel Number

Primary APNT091500066
Alternative APN
  • 3-0110-A560-00-0059.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
Basement Area584 sqft
Finished Basement409 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleTownhouse
Exterior MaterialComposition/Composite
Lot Area3,485 sqft (0.08 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft
Patio Area134 sqft

Location & Zoning

Account NumberT091500066
Old Parcel NumberT091500066
Street Address5612 WAVECREST CIR
CitySAINT CHARLES
StateMO
Zip63304-8045
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTERRACE AT COLUMBUS POINTE LOT 59
Legal Range03E
Legal Township46N
Legal SubdivisionTERRACE AT COLUMBUS POINTE
Legal Lot Number59
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1000
Census Tract311114

Owner

Source: St. Charles County records · APN T091500066

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 QUAINT COTTAGE CT, O FALLON, MO 63368-7173
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Nov 09, 2017Warranty Deed, Transfer · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2022
Deed SaleJan 12, 2022
Prior SaleNov 09, 2017 · Amount on Record
Deed Document Number0020222706
Deed Book / Page2022 / 2706
Record UpdatedJun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 12, 2022
Property Address5612 WAVECREST CIR, SAINT CHARLES, MO 63304-8045
Document Number0000002706
Map ReferenceMB 45 PG 273
Instrument DateNov 19, 2021
Instrument2022R-002706
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 QUAINT COTTAGE CT, O FALLON, MO 63368-7173

Mortgage

Document Number0000002707
DateJan 12, 2022
Instrument2022R-002707
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 01, 2036

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 09, 2017
Property Address5612 WAVECREST CIR, SAINT CHARLES, MO 63304-8045
Document Number0068362138
Book / Page6836 / 2138
Map ReferenceMB 45 PG 273
Instrument DateNov 03, 2017
Instrument20171109000702740
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySELECT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5612 WAVECREST CIR, 5612, SAINT CHARLES, MO 63304-8045

Transferred To (Grantee/Buyer)

NameVerified Name
Address5612 WAVECREST CIR, SAINT CHARLES, MO 63304-8045

Mortgage

Document Number20171109000702750
DateNov 09, 2017
Instrument20171109000702750
Lender
NameACCESS CAPITAL FUNDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,848.00$46,073 (+7.73%)$242,488 (+7.73%)
2023$42,766
2022$225,086 Building $225,086

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Wavecrest Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures