5613 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5613 Wavecrest Cir, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,568 sqft · built 2012
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$266,000 (Jul 2023)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Jul 2023 Sale May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T091500089`

Property Details

APN / Parcel Number

Primary APN	`T091500089`
Alternative APN	`3-0110-A560-00-0082.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Basement Area	684 sqft

Exterior

Year Built	Built 2012
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T091500089
Old Parcel Number	T091500089
Street Address	5613 WAVECREST CIR
City	SAINT CHARLES
State	MO
Zip	63304-8046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TERRACE AT COLUMBUS POINTE LOT 82
Legal Range	03E
Legal Township	46N
Legal Subdivision	TERRACE AT COLUMBUS POINTE
Legal Lot Number	82
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1000
Census Tract	311114

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	6 WOODCLIFF ACRES CT, SAINT CHARLES, MO 63303-6643
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Special Warranty Deed, Transfer INVESTORS TITLE COMPANY
May 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAS ACQUISITION
Aug 17, 2021	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Aug 17, 2021
Deed Document Number	0202327419
Deed Book / Page	2023 / 27419
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 11, 2023
Property Address	5613 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Document Number	0000027419
Map Reference	MB 45 PG 273
Instrument Date	Jul 6, 2023
Instrument	2023R-027419
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BRIDGEPORT DR, SAINT CHARLES, MO 63304-7966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6 WOODCLIFF ACRES CT, SAINT CHARLES, MO 63303-6643

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5613 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12140 WOODCREST EXECUTIVE DR 150, 150, SAINT LOUIS, MO 63141-5000

Mortgage

Document Number	0000020342
Date	May 30, 2023
Instrument	2023R-020342

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Sep 1, 2023

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 17, 2021
Property Address	5613 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Document Number	2021R068935
Map Reference	MB 45 PG 273
Instrument Date	Aug 10, 2021
Instrument	2021R-068935
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5613 WAVECREST CIR, SAINT CHARLES, MO 63304-8046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5613 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Document Number	0072391936
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5613 WAVECREST CIR ST CHARLES MO 633048046, ST CHARLES, MO 63304-8046

Mortgage

Document Number	0072391936
Date	Mar 2, 2020
Book Page	007239/001936
Instrument	125260

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (+18.19%)	$45,390 (+7.82%)	$238,895 (+7.83%)
2023		$42,096 (+19.21%)
2022	$2,375.00	$35,312	$221,557 (+19.21%) Building $221,557
2021			$185,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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