5615 Wavecrest Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5615 Wavecrest Cir, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,708 sqft · built 2012
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Oct 2019 Transfer Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`T091500090`

Property Details

APN / Parcel Number

Primary APN	`T091500090`
Alternative APN	`3-0110-A560-00-0083.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Basement Area	684 sqft

Exterior

Year Built	Built 2012
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T091500090
Old Parcel Number	T091500090
Street Address	5615 WAVECREST CIR
City	SAINT CHARLES
State	MO
Zip	63304-8046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TERRACE AT COLUMBUS POINTE LOT 83
Legal Range	03E
Legal Township	46N
Legal Subdivision	TERRACE AT COLUMBUS POINTE
Legal Lot Number	83
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1000
Census Tract	311114

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5615 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 2, 2019	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019
Deed Sale	Oct 31, 2019
Prior Sale	Jul 2, 2019
Deed Document Number	0071731517
Deed Book / Page	7173 / 1517
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2019
Property Address	5615 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Document Number	0071731517
Book / Page	007173 / 001517
Instrument Date	Oct 10, 2019
Instrument	618450
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 WAVECREST CIR COTTLEVILLE MO 633048046, COTTLEVILLE, MO 63304-8046

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2019
Property Address	5615 WAVECREST CIR, SAINT CHARLES, MO 63304-8046
Document Number	0070991528
Book / Page	007099 / 001528
Instrument Date	Jun 28, 2019
Instrument	333540
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 CLEARVIEW DR ST CHARLES MO 633033109, ST CHARLES, MO 63303-3109

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00	$48,285 (+10.28%)	$254,133 (+10.28%)
2023		$43,783
2022			$230,437 Building $230,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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