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5609 G Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5609 G Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,810 sqft · built 2004
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Oct 2018)
Tax Bill$6,604 (2024)
Deeds & MortgagesFeb 2019 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-381-006-000

Property Details

APN / Parcel Number

Primary APN11-07-381-006-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area108,900 sqft (2.5 acres)
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area552 sqft
PorchSlab
Porch Area160 sqft
Patio Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5609 G RD
CityWATERLOO
StateIL
Zip62298-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionLOT 6 LEMEN SETTLEMENT
Legal Range09W
Legal Township03S
Legal Section07
Legal SubdivisionLEMEN SETTLEMENT
Legal Lot Number6
JurisdictionMONROE IL
Township / Civil Division8
Census Block Group2
Census Block2028
Census Tract600501

Owner

Source: Monroe County records · APN 11-07-381-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5609 G RD, WATERLOO, IL 62298-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Oct 31, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Document Number2018398545
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5609 G RD, WATERLOO, IL 62298-3435
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000399977
DateFeb 15, 2019
Instrument399977
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2034
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 31, 2018
Property Address5609 G RD, WATERLOO, IL 62298-3435
Document Number0000398545
Map ReferenceDOC 257394
Instrument DateOct 26, 2018
Instrument398545
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$430.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4533 KERN RD, 4533, WATERLOO, IL 62298-4037

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5609 G RD, WATERLOO, IL 62298-3435

Mortgage

Document Number0000398546
DateOct 31, 2018
Instrument398546
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$121,820 (+22.09%) Land $11,980 Building $109,840$365,460 (+22.09%) Land $35,940 Building $329,520
2024$6,604.00
2022Additional exemption filed$99,780 Land $11,980 Building $87,800$299,340 Land $35,940 Building $263,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
HTC Holding
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 21 locations within half a mile of this property.

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