Monroe County property record for 5644 G Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,855 sqft · built 2004 |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,329 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-400-012-000 |
| Primary APN | 11-07-400-012-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| 1st Floor Area | 1,855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 193,842 sqft (4.45 acres) |
| Garage Area | 540 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5644 G RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 10 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-07-400-012-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5644 G RD, WATERLOO, IL 62298-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP |
| Jan 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5644 G RD, WATERLOO, IL 62298-3436 |
| Document Number | 0000403714 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5644 G RD WATERLOO IL 622983436, WATERLOO, IL 62298-3436 |
| Document Number | 0000403714 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 403714 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5644 G RD, WATERLOO, IL 62298-3436 |
| Document Number | 0000399756 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | CHESTERFIELD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5644 G RD WATERLOO IL 622983436, WATERLOO, IL 62298-3436 |
| Document Number | 0000399756 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 399756 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,080 (+17.59%) Land $16,960 Building $109,120 | $378,240 (+17.59%) Land $50,880 Building $327,360 | |
| 2024 | $7,329.00 | ||
| 2022 | Additional exemption filed | $107,220 Land $16,960 Building $90,260 | $321,660 Land $50,880 Building $270,780 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Holding Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 21 locations within half a mile of this property.
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