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5544 G Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5544 G Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,314 sqft · built 2020
Lot Size12.1 acres (530,996 sqft)
OwnerCompany Name on File
Last Sale$95,000 (May 2019)
Tax Bill$8,044 (2024)
Deeds & MortgagesApr 2020 Line of Credit
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-18-200-007-000

Property Details

APN / Parcel Number

Primary APN11-18-200-007-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,314 sqft Living Area
1st Floor Area2,314 sqft
Basement Area2,314 sqft
Unfinished Basement2,314 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick/Stone
Lot Area530,996 sqft (12.1 acres)
Garage Area1,036 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5544 G RD
CityWATERLOO
StateIL
Zip62298-3434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART NW NE
Legal Range09W
Legal Township03S
Legal Section18
JurisdictionMONROE IL
Township / Civil Division8
Census Block Group2
Census Block2026
Census Tract600501

Owner

Source: Monroe County records · APN 11-18-200-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5544 G RD, WATERLOO, IL 62298-3434
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2020Deed of Trust, Construction Loan · Line of Credit
STATE BK/WATERLOO
May 06, 2019Grant Deed, Transfer
MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)
Oct 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2019 · Amount on Record
Deed SaleMay 06, 2019 · Amount on Record
Prior SaleMay 06, 2019 · Amount on Record
Deed Document Number2019401257
Prior Transfer DateOct 01, 2018
Prior Transfer Doc0000398192
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMONROE IL
Recording DateApr 07, 2020
Property Address5544 G RD, WATERLOO, IL 62298-3434
Document Number0000407124
Instrument DateMar 20, 2020
Instrument407124
Transaction TypeConstruction Loan
Record UpdatedMay 27, 2020
Title CompanyACCENT TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7545 STATE ROUTE 158 COLUMBIA IL 622362939, COLUMBIA, IL 62236-2939

Mortgage

Document Number0000407124
DateApr 07, 2020
Instrument407124
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 06, 2021
Interest
Rate TypeAdjustable Rate

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateMay 06, 2019
Property Address5544 G RD, WATERLOO, IL 62298-3434
Document Number0000401257
Instrument DateMay 04, 2019
Instrument401257
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

AmountAmount Recorded
Tax$142.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address7545 STATE ROUTE 158 COLUMBIA IL 622362939, COLUMBIA, IL 62236-2939

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateOct 09, 2018
Property Address5544 G RD, WATERLOO, IL 62298-3434
Document Number0000398192
Instrument DateOct 01, 2018
Instrument398192
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5075 APPLE RIDGE RD SALEM IL 628817119, SALEM, IL 62881-7119

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$191,643 (+16.75%) Land $14,893 Building $176,750
2024$8,044.00$440,892 Land $45,456 Building $395,436
2022Additional exemption filed$164,145 Land $13,785 Building $150,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
HTC Holding
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 9 locations within half a mile of this property.

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