Monroe County property record for 5581 G Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,636 sqft · built 2002 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,718 (2024) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-100-006-000 |
| Primary APN | 11-18-100-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 2,636 sqft |
| Basement Area | 2,636 sqft |
| Unfinished Basement | 2,636 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 960 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,316 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 460 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5581 G RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOT 3 0231586 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-18-100-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 09, 2022 | Intrafamily Transfer, Transfer |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Nov 08, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Nov 08, 2018 | Deed of Trust, Mortgage STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 08, 2022 |
| Transfer Doc | 0000426008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 09, 2022 |
| Property Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Document Number | 0000426008 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 426008 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419574 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 419574 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Document Number | 0000398856 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5581 G RD WATERLOO IL 622983433, WATERLOO, IL 62298-3433 |
| Document Number | 0000398856 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 398856 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 19, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5581 G RD, WATERLOO, IL 62298-3433 |
| Document Number | 0000398854 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5581 G RD WATERLOO IL 622983433, WATERLOO, IL 62298-3433 |
| Document Number | 0000398854 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 398854 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Rate | 4.87% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,520 (+17.78%) Land $14,140 Building $146,380 | ||
| 2024 | $8,718.00 | $491,349 (+20.18%) Land $43,509 Building $447,840 | |
| 2022 | Additional exemption filed | $136,283 Land $13,333 Building $122,950 | $408,849 Land $39,999 Building $368,850 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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