5518 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5518 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1977
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2022)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-107-029`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-107-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	676 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	420 sqft
Patio Area	60 sqft
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5518 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 65 X 130
Legal Subdivision	WILLIAMSBURG HEIGHTS SUBDIVISION #6
Legal Tract	2
Legal Block	107
Legal Lot Number	184
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3006
Census Tract	24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5518 INDEPENDENCE DR, LORAIN, OH 44053-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Jul 29, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	2022004338
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 15, 2022
Property Address	5518 INDEPENDENCE DR, LORAIN, OH 44053-3215
Document Number	0000883424
Map Reference	VOL 31 PG 28
Instrument Date	Jul 13, 2022
Instrument	2022-0883424
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, ERIE TITLE BARRISTERS GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5518 INDEPENDENCE DR, LORAIN, OH 44053-3215

Mortgage

Document Number	0000883425
Date	Jul 15, 2022
Instrument	2022-0883425

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5518 INDEPENDENCE DR, LORAIN, OH 44053-3215
Document Number	0000772108
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5518 INDEPENDENCE DR LORAIN OH 440533215, LORAIN, OH 44053-3215

Mortgage

Document Number	0000772108
Date	Aug 3, 2020
Instrument	772108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Aug 2, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5518 INDEPENDENCE DR, LORAIN, OH 44053-3215
Document Number	0000690992
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5518 INDEPENDENCE DR LORAIN OH 440533215, LORAIN, OH 44053-3215

Mortgage

Document Number	0000690992
Date	Oct 15, 2018
Instrument	690992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$73,100 (-0.01%) Land $12,390 Building $60,710	$208,880 (-) Land $35,410 Building $173,470
2024	$3,086.00 (+29.07%)	$73,109 (+50.58%) Land $12,394 Building $60,715	$208,880 (+50.58%) Land $35,410 Building $173,470
2023	$2,391.00 (+4.14%)	$48,552 (+%) Land $10,304 Building $38,248	$138,720 (-) Land $29,440 Building $109,280
2022	$2,296.00	$48,550 Land $10,300 Building $38,250
2021			$138,720 Land $29,440 Building $109,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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