5573 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5573 SE Harbor Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,137 sqft · built 1967
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Apr 2024)
Tax Bill	$4,055 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-013-000-0029.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-0029.0-7-0000`
Alternative APNs	`48-38-41-013-000-00290-7` `38972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	2,137 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5573 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ST LUCIE INLET HARBOR AMENDED LOT 29 & 1/40 INT IN PRIVATE PARK
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Block	1
Legal Lot Number	29,1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5573 SE HARBOR TER, STUART, FL 34997-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	20243067009
Deed Book / Page	3430 / 2524
Prior Transfer Date	Aug 11, 2009
Prior Transfer Doc	0024062801
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 11, 2024
Property Address	5573 SE HARBOR TER, STUART, FL 34997-2530
Document Number	0034302524
Book / Page	3430 / 2524
Map Reference	MB 4 PG 30
Instrument Date	Apr 9, 2024
Instrument	3067009
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4336 SW HONEY TER, PALM CITY, FL 34990-5641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5573 SE HARBOR TER, STUART, FL 34997-2530

Mortgage

Document Number	0034302526
Date	Apr 11, 2024
Instrument	3430/2526

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5573 SE HARBOR TER, STUART, FL 34997-2530
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5573 SE HARBOR TER, STUART, FL 34997-2530

Mortgage

Document Number	0032130267
Date	Apr 7, 2021
Book Page	3213/267
Instrument	2879693

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$457,533 (+80.39%)	$623,710 (+3.17%) Land $225,000 Building $398,710
2024	$4,055.00 (+2.27%)
2023	$3,965.00 (+3.8%) Additional exemption filed	$253,629 (+3%)	$604,540 (+14.18%) Land $225,000 Building $379,540
2022	$3,820.00 Homeowner's exemption	$246,242	$529,470 Land $236,250 Building $293,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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