5602 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5602 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1965
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on File
Tax Bill$2,219 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN6304.18.31.8597000

Property Details

APN / Parcel Number

Primary APN6304.18.31.8597000
Alternative APNs
  • 202863
  • 55139

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area810 sqft Heated Area
Gross Area1,184 sqft
1st Floor Area810 sqft
Utility Area48 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions90 ft deep x 85 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area20 sqft
Utility Building19 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number55139
Street Address5602 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 S1 BELL COVE HEIGHTS
Legal SubdivisionBELL COVE HEIGHTS
Legal Block31
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1110
Census Tract970903

Owner

5602 Emerald Dr, a single family home, is owned by two individuals.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address909 CHURCH ST, EDEN, NC 27288-3009
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address5602 EMERALD DR, EMERALD ISLE, NC 28594-3517
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017510317
DateDec 28, 2021
Book Page1751/317
Instrument1751317
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressEDEN, NC 27289
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5602 Emerald Dr was $2,219.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$541,485 (-) Land $319,176 Building $222,309$541,485 (-) Land $319,176 Building $222,309
2025$2,219.00$541,485 Land $319,176 Building $222,309$541,485 Land $319,176 Building $222,309
2023$237,884 Land $170,340 Building $67,544$237,884 Land $170,340 Building $67,544
2022$1,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5602 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5602 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

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