Carteret County property record for 5506 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1985 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2004) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6304.18.41.0742000 |
| Primary APN | 6304.18.41.0742000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,268 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 100 ft deep x 79 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 63820 |
|---|---|
| Street Address | 5506 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 B23 L A FREDEEN SUBDIVISION |
| Legal Subdivision | LA FREEDEN S/D |
| Legal Block | 41 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3712 GREYWOOD DR, RALEIGH, NC 27604-3461 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| May 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2004 · Amount on File |
| Deed Sale | Oct 29, 2004 · Amount on File |
| Deed Book / Page | 1081 / 349 |
| Last Transfer Date | Apr 8, 2022 |
| Transfer Doc | 0017670177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 5506 EMERALD DR, EMERALD ISLE, NC 28594-3515 |
| Document Number | 0001884130 |
| Book / Page | 1884 / 130 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261884130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5506 EMERALD DR, EMERALD ISLE, NC 28594-3515 |
| Document Number | 0001884130, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 1884/130 |
| Instrument | 20261884130 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 13, 2022 |
| Property Address | 5506 EMERALD DR, EMERALD ISLE, NC 28594-3515 |
| Document Number | 0017670177 |
| Book / Page | 1767 / 177 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 1767177 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4900 LORD NELSON DR, RALEIGH, NC 27610-9744 |
| Document Number | 0001767178 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 1767-178 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,221 (-) Land $243,815 Building $384,406 | $628,221 (-) Land $243,815 Building $384,406 | |
| 2025 | $2,506.00 (+44.02%) | $628,221 (+108.62%) Land $243,815 Building $384,406 | $628,221 (+108.62%) Land $243,815 Building $384,406 |
| 2023 | $301,132 Land $162,487 Building $138,645 | $301,132 Land $162,487 Building $138,645 | |
| 2022 | $1,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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