5606 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5606 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1965
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jun 2020)
Tax Bill$2,131 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.18.31.7542000

Property Details

APN / Parcel Number

Primary APN6304.18.31.7542000
Alternative APNs
  • 417080
  • 32825

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Heated Area
Gross Area1,160 sqft
1st Floor Area832 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions85 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area1 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number32825
Street Address5606 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL3 B23 - BELL COVE HEIGHTS S-1 EMERALD ISLE
Legal SubdivisionBELL COVE HEIGHTS
Legal Block31
Legal Lot Number3
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1110
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5606 EMERALD DR, EMERALD ISLE, NC 28594-3517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Deed Document Number20201675241
Deed Book / Page1675 / 241
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 16, 2020
Property Address5606 EMERALD DR, EMERALD ISLE, NC 28594-3517
Document Number0016750241
Book / Page1675 / 241
Map ReferenceMB 5 PG 79
Instrument DateJun 11, 2020
Instrument1675241
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 356, OCRACOKE, NC 27960-0356

Transferred To (Grantee/Buyer)

NameVerified Name
Address5606 EMERALD DR, EMERALD ISLE, NC 28594-3517

Mortgage

Document Number1675242
DateJun 16, 2020
Instrument1675-242
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,794 (-) Land $319,176 Building $195,618$514,794 (-) Land $319,176 Building $195,618
2025$2,131.00 (+48.92%)$514,794 (+116.91%) Land $319,176 Building $195,618$514,794 (+116.91%) Land $319,176 Building $195,618
2023$237,330 Land $170,208 Building $67,122$237,330 Land $170,208 Building $67,122
2022$1,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

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