5508 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5508 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,012 sqft · built 1985
Lot Size0.173 acres (7,536 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Nov 2025)
Tax Bill$2,256 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.18.41.0662000

Property Details

APN / Parcel Number

Primary APN6304.18.41.0662000
Alternative APNs
  • 481842
  • 24941

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,012 sqft Heated Area
Gross Area1,564 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions100 ft deep x 74 ft wide
Garage TypeCarport
CarportCarport
Deck Area51 sqft
Patio Area580 sqft
Utility Building118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number24941
Street Address5508 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 B23 L A FREDEEN SUBDIVISION
Legal SubdivisionLA FREEDEN S/D
Legal Block41
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1045
Census Tract970903

Owner

5508 Emerald Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5508 EMERALD DR, EMERALD ISLE, NC 28594-3515
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on File
Deed SaleNov 14, 2025 · Amount on File
Prior SaleMay 18, 2011 · Amount on File
Deed Document Number20251871197
Deed Book / Page1871 / 197
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateNov 14, 2025
Property Address5508 EMERALD DR, EMERALD ISLE, NC 28594-3515
Document Number0018710197
Book / Page1871 / 197
Map ReferenceMB 8 PG 21
Instrument DateNov 14, 2025
Instrument1871197
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 WINTERFIELD DR, WINTERVILLE, NC 28590-8483

Transferred To (Grantee/Buyer)

NameVerified Name
Address5508 EMERALD DR, EMERALD ISLE, NC 28594-3515

Mortgage

Document Number0001871198
DateNov 14, 2025
Instrument1871/198
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5508 Emerald Dr was $2,256.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552,596 (-) Land $318,798 Building $233,798$552,596 (-) Land $318,798 Building $233,798
2025$2,256.00$552,596 Land $318,798 Building $233,798$552,596 Land $318,798 Building $233,798
2023$280,873 Land $164,635 Building $116,238$280,873 Land $164,635 Building $116,238
2022$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5508 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5508 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

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