5601 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5601 Arnold Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,952 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$6,620 (2026)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0012-00085`

Property Details

APN / Parcel Number

Primary APN	`520-0012-00085`
Alternative APN	`53049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,952 sqft Gross Area
1st Floor Area	1,952 sqft
Basement Area	976 sqft
Finished Basement	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	200 sqft
Storage Building	192 sqft
Pole Barn	1,872 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	53049
Street Address	5601 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 1/2 OF S 1/2 OF SE 1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	10
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1004
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0012-00085

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5601 ARNOLD RD, DULUTH, MN 55803-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5601 ARNOLD RD, DULUTH, MN 55803-8313
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001414090
Date	May 17, 2021
Instrument	1414090

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 03, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,620.00 (+4.85%) Homeowner's exemption
2025	$6,314.00 (-3.72%) Homeowner's exemption	$498,800 (+1.18%) Land $82,800 Building $416,000	$498,800 (+1.18%) Land $82,800 Building $416,000
2024	$6,558.00	$493,000 (+4.94%) Land $82,800 Building $410,200	$493,000 (+4.94%) Land $82,800 Building $410,200
2022		$469,800 Land $79,200 Building $390,600	$469,800 Land $79,200 Building $390,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 9 locations within half a mile of this property.

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